ChatGPT vs Microsoft Copilot: which free plan is better?
Which one to pick
Copilot needs a Microsoft account and its limit depends on available capacity; the paid plan comes bundled with Microsoft 365. ChatGPT opens without an account and offers more on the free plan.
| Free plan | ChatGPT | Microsoft Copilot |
|---|---|---|
| What's free | Everyday text chats with no fixed message cap (with abuse protection). File uploads, image creation, voice and deep research are limited, with no numbers published. | A limited free version that depends on available capacity, with no numbers published. When you hit the limit, you wait or upgrade. |
| Account | not needed | required |
| Minimum age | 13+ | 13+ |
| What it does | text, images, files, voice, code, web search | text, images, files, voice, web search |
| Paid plan | Go / Plus: $8 / $20 | Microsoft 365 Personal: ₹689 |
| Checked on | 16 October 2026 | 17 October 2026 |
We compare what the official pages say about each free plan; we don't rate which AI is "smarter".
Hit the limit? Move your chat to another free AI →
Most searched comparisons
Updated