How much Microsoft Copilot costs
Official Microsoft Copilot prices, each with its source. Below: what the free plan already includes.
Microsoft 365 Personal: $9.99 per month
Word, Excel, PowerPoint and Outlook with Copilot, more Copilot usage than Free and 1 TB of storage for one person. on the website · in the App Store (iPhone): $9.99 · official source
Paying yearly is cheaper: $99.99 a year in the US, ₹6,899.00 in India.
Microsoft 365 Family: $12.99 per month
The same apps for up to 6 people with 2 TB of shared storage; Copilot is for the account owner only. on the website · in the App Store (iPhone): $12.99 · official source
Paying yearly is cheaper: $129.99 a year in the US, ₹8,199.00 in India.
Microsoft 365 Premium: $19.99 per month
Everything in Family plus Copilot with much higher usage and Copilot features reserved for Premium and Pro. on the website · in the App Store (iPhone): $19.99 · official source
Replaces Copilot Pro. Paying yearly is cheaper: $199.99 a year in the US, ₹19,999.00 in India.
Prices checked on October 18, 2026. Companies change prices without notice; what you see on the official page at checkout is what counts.
Before you pay: what Microsoft Copilot gives you free
A limited free version that depends on available capacity, with no numbers published. When you hit the limit, you wait or upgrade.
Microsoft Copilot free: today's limits → Hit the Microsoft Copilot limit? Here's what to do now →
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